We understand that for individuals and couples struggling to conceive, the financial aspects of fertility treatment can be incredibly overwhelming. Acknowledging the costs associated with fertility care in Pennsylvania is an important step in navigating this journey. At Main Line Fertility, education and transparency are our top priorities, empowering our patients to make informed decisions about their reproductive healthcare. In this blog, we’ll discuss not only the costs associated with fertility care, but the many options available at Main Line Fertility to help make compassionate care more accessible for all.
Factors That Influence Fertility Costs
The cost of fertility treatments can vary based on several factors, including:
- Type of Treatment – Basic treatments like ovulation induction with timed intercourse or intrauterine insemination (IUI) are generally more affordable than in vitro fertilization (IVF).
- Medications – Fertility medications are often a separate cost and vary depending on the treatment plan and individual response.
- Diagnostic Testing – Bloodwork, ultrasounds, and genetic testing can contribute to overall costs.
- Additional Services – Procedures such as preimplantation genetic testing (PGT), egg freezing, or donor services will affect pricing.
Typical Costs for Fertility Treatments in Pennsylvania
While costs can fluctuate depending on the clinic and specific needs, here’s a general breakdown of our costs (these costs are applicable to patients who do not have insurance coverage for fertility treatment).
- Initial Consultation: $135 telemedicine or $385 in person with testing
- IUI Cycle: $2,600
- Inclusive of ultrasounds, sperm wash, and insemination.
- IVF Cycle:
- $14,250 without Preimplantation Genetic Testing for Aneuploidy (PGT-A) (not including medications). Inclusive of ultrasounds and blood monitoring, retrieval, conventional insemination, embryo culture, cryopreservation of embryos and one year of storage.
- $16,800 with Preimplantation Genetic Testing for Aneuploidy (PGT-A) (not including medications). Inclusive of ultrasounds and blood monitoring, retrieval, conventional insemination, embryo culture, cryopreservation of embryos and one year of storage.
- Egg Freezing: $8,200
- Inclusive of ultrasounds and blood monitoring, retrieval, cryopreservation of retrieved oocytes and one year of storage
Does Insurance Cover Fertility Treatment in Pennsylvania?
Pennsylvania currently does not have a state requirement for insurance coverage of fertility treatments, which can be frustrating for many individuals and couples seeking assistance. While some employers may offer fertility benefits as part of their healthcare plans, it’s understandable that navigating this can be confusing. We encourage you to reach out to your insurance provider to see what services might be available to you, including diagnostic testing, medications, or possibly partial coverage for IVF. You’re not alone in this journey, and there are options to explore.
Financing and Payment Options
We understand that cost can be a barrier, and our financial counselors are committed to helping patients navigate their options:
- Insurance Verification – Our team can assist in reviewing your insurance benefits and maximizing coverage.
- Financing Plans – We partner with third-party lenders that offer flexible payment plans for fertility treatments such as:
- PatientFi
- Future Family
- CapexMD
- Multi-Cycle IVF Packages
- BUNDL: With BUNDL, you pay a single upfront fee that covers multiple treatment cycles and medications. In the unfortunate event that all treatments are unsuccessful, qualified patients can also receive 100% of their program fee refunded.
Reach Out
While the cost of fertility treatment may seem daunting, Main Line Fertility is here to guide you with expertise, compassion, and financial transparency, whether you’re pursuing IUI, IVF, or egg freezing.
For more information on our pricing or to schedule a consultation, contact Main Line Fertility today.
